Are you a reluctant tenant ? Would you rather pay a mortgage than rent, but for any number of reasons, you can't get a mortgage at the moment, so have no option but to rent ?
Perhaps you're saving up the deposit for your first home ?
Maybe you've got a county court judgment, which you're paying off and is stopping you from getting a mortgage.
Or, are you just a victim of the credit crunch that's making mortgages as rare as hen's teeth ?
You may be surprised to read that there is a solution - our Rent now and buy later scheme.
It's quite new in the UK, so many people haven't heard of it, but it does what it says on the tin. We agree a price that you can buy your house at, we agree how long you'd like that price fixed for and until you can get a mortgage you pay rent, just like you would on any other rented home.
The best bit is that you can improve the property, within reason and with our consent, to improve the value of your home.
You could also overpay the rent, with the overpayment coming off the price you pay when you get your mortgage.
Don't worry the agreement's all documented by way of a contract between us, to protect both you and us. Simple, but brilliant.
If you'd like to know more, give us a call or drop us an email and we'll talk you through the process and see if it's for you.
